We discovered your company through television commercials that have been airing recently. We had not heard of your company or the Perpetual insurance product before seeing these commercials. We did some research into the perpetual insurance product itself, as well as into the financial security of your company and we were very satisfied with the results. Once we made the decision to proceed, everything went very smoothly. Steve Donaldson was wonderful to work with- a real professional. We could not be happier with the results. We are long-time USAA customers and it would take something pretty amazing to pull us away from USAA. You have a great product and a fascinating business model. We are excited to work with you well into the future.