Perpetually Great Homeowners Insurance Since 1794


  1. With Perpetual Homeowners Insurance, you pay an up-front deposit and you’re perpetually covered after that. The only time you need to give us any more money is when you need additional coverage on your home.
  2. And no matter how many claims you make, your insurance rates will never go up.
  3. If you ever cancel your policy, you’ll get all your money back.

Please enjoy a brief history of Baltimore Equitable Insurance.

A big THANK YOU to our past, current and future Policyholders!
We would not have over 226 years of history if it wasn’t for you.

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We are currently experiencing problems with our phone system. Our provider is working to restore our phone system. If you have a claim emergency please call 410-879-4233. You may e-mail us at