Perpetually Great Homeowners Insurance Since 1794


It’s as easy as:

  1. With Perpetual Homeowners Insurance, you pay an up-front deposit and you’re perpetually covered after that. The only time you need to give us any more money is when you need additional coverage on your home.
  2. And no matter how many claims you make, your insurance rates will never go up.
  3. If you ever cancel your policy, you’ll get all your money back.

Please enjoy a brief history of Baltimore Equitable Insurance.

A big THANK YOU to our past, current and future Policyholders!
We would not have over 228 years of history if it wasn’t for you.

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Alert: We are experiencing problems with our phone system. If you need immediate assistance please email us at or visit for further contact options. Someone will get back to you as soon as possible. If you have a claim emergency, please contact our after-hours line at 410-879-4233.